lendingplate-Personal Loan App 10.2
UNIFINZ CAPITAL INDIA LIMITED – Freeware – Android iOSout of 154726 votes
Lendingplate: A Reliable Personal Loan Solution
Lendingplate is a professional, user-friendly mobile application that offers personal loans ranging from ₹10,000 to ₹2,50,000 at competitive interest rates. With no need for collateral and a quick application process, it provides a convenient solution for your financial needs. Approved loans are swiftly transferred directly to your bank account.
Lendingplate operates under the brand-name of Unifinz Capital India Limited, a registered Non-Banking Finance Company (NBFC) authorized by the Reserve Bank of India (RBI). The company adheres to the RBI's guidelines, ensuring transparent lending operations.
Key Features
- Loan amounts ranging from ₹10,000 to ₹2,50,000
- Flexible repayment tenure options from 3 to 15 months
- Processing fees ranging from 1% to 5% of the loan amount
- Conversion fees of 5% of the loan amount
- Interest rates starting from 12% depending on your risk profile
- Annual Percentage Rate (APR) ranging from 12% to a maximum of 36%, personalized for each customer
- Effortless online application process without any paperwork
- Accessible loans to help improve your credit score
- 24x7 availability for loan applications on our online platform
- No early repayment charges - repay your loan conveniently and flexibly
- A free-look period of 3 days after loan disbursal allows for an easy exit by paying only the principal along with proportionate interest.
Eligibility Criteria
- Only available to Indian citizens
- Minimum age requirement of 21 years
- Net monthly take-home salary should be at least ₹20,000
- Salary must be regularly credited to your bank account
How to Apply for a Loan
- Download the lendingplate app on your mobile phone
- Sign up using your mobile number and OTP
- Verify your PAN to check for pre-approved loan offers
- Register by providing your basic information and a selfie
- Submit income documents such as bank statements and pay-slips
- Complete KYC verification with Aadhaar and proof of address
- E-sign your loan agreement and set up NACH repayment
- Receive your loan funds directly in your bank account
Representative Example
- Loan Amount (Principal): ₹25,000
- Interest Rate (ROI): 36% per annum
- Tenure: 12 months
- Processing Fee (Including GST): ₹1,250
- Conversion Fee (Including GST): ₹1,250
- EMI: ₹2,512
- Total Repayment Amount: ₹30,144
- Total Interest: ₹5,144
- Total Cost of Loan (Including Principal): ₹32,644
Your Security and Privacy Matters to Us
Lendingplate prioritizes the security and privacy of its users. We employ standard security measures and privacy protocols to protect our database. Rest assured that customer information remains confidential, and we do not share it with third parties without consent.
Contact Us for Queries
- Email: care@lendingplate.com
- Phone: +91-7373737316
Let's Connect!
- Facebook: https://www.facebook.com/lendingplate
- Twitter: https://twitter.com/lendingplate
- Instagram: https://www.instagram.com/lendingplate
- YouTube: https://www.youtube.com/@lendingplate
- LinkedIn: https://www.linkedin.com/company/lendingplate/
Download the lendingplate instant personal loan app now!
Overview
lendingplate-Personal Loan App is a Freeware software in the category Business developed by UNIFINZ CAPITAL INDIA LIMITED.
The latest version of lendingplate-Personal Loan App is 10.2, released on 03/31/2024. It was initially added to our database on 12/19/2023.
lendingplate-Personal Loan App runs on the following operating systems: Android/iOS.
Users of lendingplate-Personal Loan App gave it a rating of 4 out of 5 stars.
FAQ
What is Lendingplate?
Lendingplate is a personal loan app provided by UNIFINZ CAPITAL INDIA LIMITED.
How can I apply for a personal loan through Lendingplate?
To apply for a personal loan through Lendingplate, download the app from the app store, register with your details, and follow the application process within the app.
What are the eligibility criteria to get a personal loan through Lendingplate?
The eligibility criteria may vary, but generally, you need to be an Indian citizen above 18 years of age with a steady source of income to qualify for a personal loan through Lendingplate.
How long does it take to get the loan approval decision through Lendingplate?
The loan approval decision through Lendingplate can be received within minutes or hours after completing the application, depending on the verification process.
What is the maximum loan amount that can be availed through Lendingplate?
The maximum loan amount that can be availed through Lendingplate may vary based on individual profiles and credit assessment but typically ranges from INR 10,000 to INR 5,00,000.
Is there a prepayment option available for loans taken through Lendingplate?
Yes, prepayment options may be available for loans taken through Lendingplate, but it is recommended to check the terms and conditions or contact customer support for detailed information.
What is the interest rate charged on personal loans through Lendingplate?
The interest rate charged on personal loans through Lendingplate may vary based on several factors including credit score, loan amount, and tenure. It is advisable to check the app or contact customer support for current interest rate information.
How can I reach customer support for Lendingplate?
You can reach customer support for Lendingplate by using the in-app support feature or contacting them via email or phone number provided on the app or website.
Is my personal information secure when using Lendingplate?
Lendingplate takes data privacy and security seriously. They use industry-standard encryption and security measures to protect your personal information.
Are there any additional fees or charges apart from interest on loans from Lendingplate?
There may be additional fees or charges like processing fees, late payment charges, etc., associated with loans from Lendingplate. It is recommended to review the loan agreement or contact customer support for complete details on fees and charges.
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