lendingplate-Personal Loan App 10.2

UNIFINZ CAPITAL INDIA LIMITED – Freeware – Android iOS
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Lendingplate: A Reliable Personal Loan Solution
Lendingplate is a professional, user-friendly mobile application that offers personal loans ranging from ₹10,000 to ₹2,50,000 at competitive interest rates. With no need for collateral and a quick application process, it provides a convenient solution for your financial needs. Approved loans are swiftly transferred directly to your bank account.
Lendingplate operates under the brand-name of Unifinz Capital India Limited, a registered Non-Banking Finance Company (NBFC) authorized by the Reserve Bank of India (RBI). The company adheres to the RBI's guidelines, ensuring transparent lending operations.
Key Features
<ul>
<li>Loan amounts ranging from ₹10,000 to ₹2,50,000</li>
<li>Flexible repayment tenure options from 3 to 15 months</li>
<li>Processing fees ranging from 1% to 5% of the loan amount</li>
<li>Conversion fees of 5% of the loan amount</li>
<li>Interest rates starting from 12% depending on your risk profile</li>
<li>Annual Percentage Rate (APR) ranging from 12% to a maximum of 36%, personalized for each customer</li>
<li>Effortless online application process without any paperwork</li>
<li>Accessible loans to help improve your credit score</li>
<li>24x7 availability for loan applications on our online platform</li>
<li>No early repayment charges - repay your loan conveniently and flexibly</li>
<li>A free-look period of 3 days after loan disbursal allows for an easy exit by paying only the principal along with proportionate interest.</li>
</ul>
Eligibility Criteria
<ul>
<li>Only available to Indian citizens</li>
<li>Minimum age requirement of 21 years</li>
<li>Net monthly take-home salary should be at least ₹20,000</li>
<li>Salary must be regularly credited to your bank account</li>
</ul>
How to Apply for a Loan
<ol>
<li>Download the lendingplate app on your mobile phone</li>
<li>Sign up using your mobile number and OTP</li>
<li>Verify your PAN to check for pre-approved loan offers</li>
<li>Register by providing your basic information and a selfie</li>
<li>Submit income documents such as bank statements and pay-slips</li>
<li>Complete KYC verification with Aadhaar and proof of address</li>
<li>E-sign your loan agreement and set up NACH repayment</li>
<li>Receive your loan funds directly in your bank account</li>
</ol>
Representative Example
<ul>
<li>Loan Amount (Principal): ₹25,000</li>
<li>Interest Rate (ROI): 36% per annum</li>
<li>Tenure: 12 months</li>
<li>Processing Fee (Including GST): ₹1,250</li>
<li>Conversion Fee (Including GST): ₹1,250</li>
<li>EMI: ₹2,512</li>
<li>Total Repayment Amount: ₹30,144</li>
<li>Total Interest: ₹5,144</li>
<li>Total Cost of Loan (Including Principal): ₹32,644</li>
</ul>
Your Security and Privacy Matters to Us
Lendingplate prioritizes the security and privacy of its users. We employ standard security measures and privacy protocols to protect our database. Rest assured that customer information remains confidential, and we do not share it with third parties without consent.
Contact Us for Queries
<ul>
<li>Email: care@lendingplate.com</li>
<li>Phone: +91-7373737316</li>
</ul>
Let's Connect!
<ul>
<li>Facebook: <a href="https://www.facebook.com/lendingplate">https://www.facebook.com/lendingplate</a></li>
<li>Twitter: <a href="https://twitter.com/lendingplate">https://twitter.com/lendingplate</a></li>
<li>Instagram: <a href="https://www.instagram.com/lendingplate">https://www.instagram.com/lendingplate</a></li>
<li>YouTube: <a href="https://www.youtube.com/@lendingplate">https://www.youtube.com/@lendingplate</a></li>
<li>LinkedIn: <a href="https://www.linkedin.com/company/lendingplate/">https://www.linkedin.com/company/lendingplate/</a></li>
</ul>
Download the lendingplate instant personal loan app now!

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